Jobs · Full-time

Remote Customer Service Agent UK - Night Shift — Columbus

LocationColumbus
CompanyCapital on Tap
Sourcejobicy
Posted2026-08-21 07:27:40

Traveler-Friendly Insight

Remote but Time-Locked: This role is fully remote within the UK, which is a positive for location flexibility — but the shift pattern is a significant constraint for nomads. The Midnights team works Monday to Friday, 5:30pm–2:00am UK time (GMT/BST). This is a fixed, non-negotiable schedule tied to a phone-based customer service role.

Timezone Reality Check: Because the role requires live phone support during these exact hours, you must be available and in a quiet, professional environment during that window. This effectively ties you to UTC±0 to UTC+2 at most — making Western Europe workable but anywhere further east impractical.

  • Lisbon, Portugal (UTC+0/+1): Shifts run 5:30pm–2:00am locally. Evenings and nights are consumed, but mornings and afternoons are free. Cost of living is moderate (~£1,200–1,600/month for a single person). On £28,500/year (~£2,375/month), this is liveable but tight after tax.
  • Barcelona, Spain (UTC+1/+2): Shifts become 6:30pm–3:00am. Late nights could be disruptive for flatmates or in shared accommodation. Spain's digital nomad visa requires higher income than this salary typically qualifies for.
  • UK-based remote: The most practical option — the salary is designed for a UK cost of living and the shift fits within domestic norms.

Perks relevant to travellers: Worldwide travel insurance through Vitality is a standout perk. However, the phone-based nature of this role means a stable, high-quality internet connection and a quiet space are non-negotiable — coworking spaces late at night may be limited.

We're Capital on Tap
Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We've done a pretty good job so far, but we're just getting started!

Location: Remote - UK

☎️ Shifts (Midnights team): Monday to Friday, 5:30pm – 2:00am

Salary: £28,500

Customer Service Team
Our Customer Service team are the friendly voice of Capital on Tap - often the first people our business owners turn to when they need assistance. We strive to support our customers across phone, email, and live chat, taking ownership of each issue from start to finish, and providing clear and practical solutions. The team plays an important role in improving customer experience, and building strong relationships with our business owners by providing the best service possible.

What You'll Be Doing

  • Providing friendly, professional support to customers via phone, email, and live chat
  • Resolving issues efficiently while taking full ownership of each case from start to finish
  • Listening carefully to understand concerns and delivering fair, practical solutions
  • Keeping up to date with products and policies to ensure accurate guidance and information is provided
  • Proactively identifying ways to improve the customer experience, from enhancing FAQs to suggesting process improvements
  • Recognising customers who may need additional support and ensuring they receive the help they need

We're Looking For

  • Strong customer service experience, ideally within a call centre or financial services environment
  • Strong verbal and written communication skills, with the ability to explain information clearly and professionally
  • Sound judgement and confidence when managing complex or sensitive customer enquiries
  • Proven ability to handle a high volume of requests while maintaining accuracy and quality
  • Proactive attitude, with a strong focus on resolving issues at the first point of contact
  • Empathetic and curious nature, with a genuine passion for helping people
  • The ability to work independently while also contributing effectively within a fast-paced team environment

Our Values & Culture

  • Just Pilot: We never settle for "good enough". We pilot new ideas fast, ask questions to figure it out, and scale quickly.
  • Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
  • Be a Buddy: We tap in from day one to help the team, we do the right thing even if it's hard.
  • Owners and Dates: We don't chase people. If you own a task and agree to a date, the expectation is that it gets done.
  • Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.

Even if you don't have all of the necessary skills, we still encourage you to apply.

Interview Process

  • Stage 1: 20-minute intro and values call with Talent Partner (Video call)
  • Stage 2: 45-minute virtual interview with members of the Customer Service Management team

Diversity & Inclusion
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

  • Private Healthcare including dental and opticians services through Vitality
  • ✈️ Worldwide travel insurance through Vitality
  • Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
  • Salary Sacrifice Pension Scheme up to 7% match
  • Octopus EV Salary Sacrifice Scheme
  • 28 days holiday (plus bank holidays)
  • Annual Learning and Wellbeing Budget
  • Enhanced Parental Leave
  • Cycle to Work Scheme
  • Season Ticket Loan
  • 6 free therapy sessions per year
  • Dog Friendly Offices
  • Free drinks and snacks in our offices

Check out more of our benefits, values and mission here.

Other Info
Check out our 'Top Tips' for interviewing.
✔️ Keep updated on new job opportunities by following us on LinkedIn.
Email [email protected] if you have any questions.

Excited to work here? Apply!
If you'd like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Frequently Asked Questions

Is this customer service role fully remote?
Yes, this position is fully remote within the UK. You must be based in the UK to apply.
What are the working hours for this role?
This role is part of the Midnights team, working Monday to Friday from 5:30pm to 2:00am UK time. The schedule is fixed.
What is the salary for this position?
The salary is £28,500 per year. Additional benefits include private healthcare, a pension scheme with up to 7% employer match, 28 days holiday, and worldwide travel insurance.
What does the interview process look like?
There are two stages: a 20-minute intro and values call with a Talent Partner via video, followed by a 45-minute virtual interview with the Customer Service Management team.
Do I need financial services experience to apply?
Financial services or call centre experience is preferred but not strictly required. Capital on Tap encourages applicants who may not meet every criterion to still apply.
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