Technical Product Lead at KIRA - Remote Fintech Role — Columbus
Traveler-Friendly Insight
Remote-First with Global Reach: This role is explicitly fully remote with no office requirement, making it genuinely location-independent. KIRA operates across multiple countries and time zones, which is a strong signal for async-compatible workflows — though the fast-moving, international nature of fintech product work means some timezone overlap with Southeast Asia (GMT+7 to GMT+9) is practically beneficial.
Timezone Considerations: KIRA's core market is Southeast Asia, so expect collaboration windows aligned with SGT/ICT/WIB (UTC+7 to UTC+8). Digital nomads based in Southeast Asia (Bali, Chiang Mai, Ho Chi Minh City) would have natural timezone alignment. Even Eastern Europe (UTC+2/+3) can work with an adjusted schedule for async handoffs.
Cost-of-Living Comparison (no salary disclosed):
- Lisbon, Portugal: ~$2,500–$3,500/mo living costs — good base for EU timezone reach with affordable lifestyle.
- Bangkok, Thailand: ~$1,200–$2,000/mo — excellent value, strong coworking infrastructure, ideal SEA timezone fit.
- Medellín, Colombia: ~$1,000–$1,800/mo — very affordable, but UTC-5 means significant async effort with KIRA's SEA teams.
Nomad Visa Options: No country restrictions mentioned. Portugal's Digital Nomad Visa, Thailand's LTR Visa, and Indonesia's E33G Visa are all worth exploring depending on preferred base. No equipment stipend or coworking budget is mentioned in the posting — confirm these in negotiations.
About KIRA
Our mission is to make money smart, reliable and within reach for everyone.
In 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, it's the leading insurance platform in Southeast Asia.
Today, we are expanding ways to help people in Asia — including spending, saving, investing, exchanging, travelling, and more. Our objective is to build tools that will help people get more from their money and, with ease and self-reliance, become an expert. We believe AI will help us achieve this in our generation.
We are looking for the most talented and driven people we can find — people who work for their passion, not counting hours. Who love building great next-generation products, not the status quo. Who care about redefining how everyone around us can get the best financial applications, not just an exclusive few.
We have teams working around the world, with over 20 nationalities, growing from our offices and remotely. Join us and build a better future.
If you're this person, we'd love to talk to you.
The Role
KIRA is building an AI Finance Superapp for Southeast Asia across payments, remittance, insurance, wealth, and trading.
These products move real money. Reliability, regulatory requirements, and third-party financial rails are fundamental to the product — not considerations around the edges.
The Technical Product Lead owns a product vertical end-to-end, from strategy and outcomes through technical design, delivery, and launch.
We are AI-native by default, but AI is a means, not the goal. The bar is knowing where AI genuinely improves an outcome, where deterministic systems must remain in control, and how to build products that are reliable, auditable, and trusted.
What You'll Own
- Owning a product vertical end-to-end, including strategy, metrics, roadmap, priorities, and delivery.
- Shaping technical design with engineering across APIs, data flows, ledgering, reconciliation, failure handling, security, and scalability.
- Driving trade-offs across correctness, speed, cost, reliability, regulatory requirements, and user experience.
- Building regulatory requirements into the product across KYC, transaction monitoring, limits, privacy, and licensing.
- Applying AI where it improves outcomes, with clear evaluation, safeguards, human oversight, and failure handling.
- Shipping products around external dependencies, including regulatory approvals, financial rails, and third-party partners.
- Aligning Engineering, Design, Compliance, Operations, Treasury, and Finance around clear product decisions and launch requirements.
What We're Looking For
- 5+ years of product management experience, including ownership of complex technical products from strategy through production.
- Strong technical foundation across system architecture, APIs, databases, workflows, failure modes, and distributed systems.
- Experience working closely with engineers and ability to review, challenge, and contribute to technical designs.
- Experience in payments, banking, remittance, insurance, trading, or another regulated, high-consequence product domain.
- Strong product judgment and ability to make difficult trade-offs under technical, regulatory, and operational constraints.
- Experience building with LLMs or AI products, including evaluation, reliability, and understanding when AI should not be used.
Nice to Have
- Engineering or highly technical product background.
- Experience building zero-to-one fintech or consumer products.
- Experience defining evaluation frameworks for ML or LLM-powered products.
Outcomes Expected
- Clear vertical strategy and legible roadmap.
- Ships fast and clears the gates that actually block launch.
- Money is correct and users are never misled about the state of their funds.
- AI features are valuable, predictable, and trusted.
- Trade-offs made deliberately under uncertainty and hold up when challenged.
- Engineering, design, compliance, and operations are aligned with minimal friction.
Location
This is a remote role. We hire globally and work across multiple countries and time zones.
Candidates should be comfortable working effectively in a distributed, fast-moving international team and collaborating with colleagues across different locations.
Language
English is our main working language across global teams. Strong English communication is required.
Interview Process
Our process is designed to move fast:
- Online assessment or practical task
- Technical interview
- CEO / final round
For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.
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Frequently Asked Questions
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